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Dental Tools in Pocket

HEALTH & DENTAL LOANS
UP TO $12,000

Our hearts, thoughts and prayers are with the people of Israel and all those who hold them dear.

In light of the horrific situation in Israel, HFLA is launching an emergency loan program aimed at helping those members of our community who may need to send financial assistance to their loved ones in Israel but are unable to do so because of their own financial constraints.

Our “Israel Emergency Loan Program” is designed to provide quick and accessible support to members of our community who may not be able to access traditional credit. The goal is to empower community members to be able to send essential funds to loved ones in Israel who may be struggling to meet their basic needs during this difficult time.

Types of Loans Available:

We are offering two types of loans under our Israel Emergency Loan Program:

Emergency - This loan is for $1,000 and does not require applicants to undergo an interview or have a guarantor. If your application is approved, you will receive your loan funds within 48 hours of application (likely sooner). You will then repay your loan at a rate of $50 per month for 20 months (or until the loan is repaid in full).

Long Term - This loan is for $6,000 and requires you to undergo an interview with an HFLA volunteer. You will also need to have a Jewish guarantor who lives in British Columbia. Your application will be reviewed at one of our bi-monthly meetings. If approved, your loan funds will be distributed about two days after our meeting. You will then repay your loan at a rate of $150 per month for 40 months (or until the loan is repaid in full).
 


 


 
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who we are

HFLA is a non-profit organization that seeks to foster economic stability and opportunity amongst members of the Jewish community in British Columbia. 

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what we do

We provide access to affordable credit in the form of a 0% interest loan so that our borrowers can overcome financial challenges and build better lives. 

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how we do it

We use money donated by caring members of our community and lend it out to borrowers in need. We charge absolutely no interest or fees on these loans; borrowers are only required to pay back the amount borrowed.

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how we can helP

We offer programs that cover a variety of needs. If you are facing a financial challenge or need a helping hand to access a service or opportunity, please reach out to us today.

Our Values

 

The Hebrew Free Loan Association of Vancouver is informed and guided by the following values:
 

 

Kindness
 
Inspired by the value of Gemilut Chasadim (deeds of loving-kindness), we are dedicated to treating our applicants with respect, compassion and care.
 

 

Integrity
 
We build and maintain the trust of our applicants by prioritizing their dignity and maintaining their confidentiality. 

 

 

Stewardship
 

We honour our supporters through strong financial management and sound decision making. 
 

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Meet Sam*

Born in Russia, Sam moved first to Israel and then eventually settled in Canada. He currently lives with his daughter, son-in-law and grandchildren who help care for him. 

Sam applied to HFLA for a loan to cover the cost of emergency dental work. He was referred to us by our partners at JFS and was able to get his loan approved quickly so that the dental work could be begin without delay.

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Meet Carly*

Carly is a very bright young woman with a wonderful future ahead of her. HFLA provided a student loan to Carly to help her cover the costs of her Masters Degree Program tuition. 

Carly is currently studying hard and is on the path to what will surely be an impressive and distinguished career. This would not have been possible without the help of an HFLA loan.

*Name & images have been changed to protect our borrower's privacy. 

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Meet Dan*

Dan is a married man in his mid-30's who is gainfully employed. When his wife was diagnosed with cancer, she was no longer able to work and they quickly started falling behind on their bills.

HFLA provided a loan to Dan to pay off his mounting debts and cover his other expenses so that he could focus his energy on caring for his sick wife. 

Holding Hands

Borrower Statement:

“This program was a life saver and allowed me to work to pay off debt rather than drown in interest. Putting myself through school was challenging in this expensive city and the financial help allowed me to look forward to my future rather than worry if school was a bad decision."

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