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Visa Holder Loan 

Description: Helps newcomers on a work or student visa through a financial challenge. 

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Maximum Loan Amount Available: $1,800

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Eligibility: Before you begin our application, please make sure that you meet the following eligibility requirements:

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  • You are Jewish. 

  • You reside in British Columbia

  • You are in Canada on a work or study visa

  • You are 19 years of age or older​.

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Please note that HFLA loans are designed to support individuals and families experiencing financial need. To determine eligibility, HFLA follows BC Housing's income guidelines which means that you are welcome to apply if your gross household income falls within the following ranges:

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  • Up to $84,780 for one or two-person households 

  • Up to $134,140 for households of three or more people

  • Over $134,140 if you have dependent children ​​with high Jewish education/experience costs

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Guarantor Requirements:​

  • One Jewish guarantor who lives in British Columbia is required. Your guarantor cannot be married to or living with you. 

  • A second guarantor is required for loans over $6,000. Your second guarantor need not be Jewish and can live anywhere in Canada provided they are a Canadian citizen or have Permanent Resident status. Your second guarantor cannot be married to, or living with, your first guarantor or with you. 

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Repayment Terms: Determined based on the length of your visa. 

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To apply, please complete the following steps:

step 1

Secure your guarantor(s) and advise them that an HFLA Board Member will be emailing them in the days ahead

step 2

Complete our application form by clicking here

step 3

Await a call or email from an HFLA board representative

step 4

Complete an interview (by zoom or in person)

step 5

Await your loan decision. If your loan is approved, you will be sent paperwork to sign and then your loan funds will be distributed. 

We want this experience to be a comfortable one for you and our processes have been designed with great care to ensure that your confidentiality and dignity are respected at all times. Please do not hesitate to reach out to Joanna at jwaselhfla@gmail.com at any point in our process if you have questions or concerns. 

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To view a list of questions and answers, please click here. 

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